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Today, the answer to that question is probably yes!7 out of 10 graduates are now graduating with some form of student loan debt.as in it stays with the borrower or cosigner no matter what.But what about when you simply can’t make payments on your loan?

On top of already high numbers, student loan debt is a sticky kind of debt…You may pay more in the long run, but for now, you’ll be able to make just one monthly payment – and it may be considerably lower than your current loan payments.allows you to consolidate (combine) multiple federal education loans into one loan. Top Private education loans are not eligible for consolidation, but for some Direct Consolidation Loan repayment plans, the total amount of your education loan debt—including any private education loans—determines how long you have to repay your Direct Consolidation Loan.Ford Federal Direct Loan (Direct Loan) Program offers four types of Direct Loans: The Federal Perkins Loan Program is administered through the schools, and awarded to undergraduates and graduate students with exceptional financial need.If you are eligible, you should take this loan first.




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